Florida Home Loan Qualification

Find Out How Much Home You Can Afford!

Ready to Buy Your First Home or Next Home?

Home Purchase Loans without the Hassle!

Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get a favorable rate doesn’t have to be stressful!


We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way, starting with a pre-approval letter request.


We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you, whether you’re a first-time homebuyer or a repeat buyer.

The Florida Home Loan Process

Here’s how our home purchase loan process works:

  • Complete our simple mortgage pre-approval letter request
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

Do I Qualify?

To determine if you qualify, lenders review your total monthly debt (proposed housing payment + regular monthly debt) as a percentage of your total gross monthly income. The acceptable percentage (DTI) will vary depending upon the specific loan program for which you apply.

  • Fixed-Rate Mortgage
  • Adjustable-Rates Mortgage (ARM)
  • Conforming Loans
  • Jumbo & Super Jumbo Loans
  • FHA, VA & USDA Loans
  • Terms from 5 to 30 Years

Get Your Pre-Approval Letter Now!

Edge Home Finance Lake Mary Branch

147 Parliament Lp #1001Lake Mary, FL 32746

(855) 744-EDGE

Copyright ©2024 | Edge Home Finance Corporation

Licensed Home Loan Experts in Florida

COMPANY NMLS #891464

BRANCH NMLS #2135961

147 Parliament Lp ste 1001, Lake Mary, FL 32746, USA

As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC,
20580.

Edge Home Finance Corporation is a licensed mortgage broker in AL, AZ, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, WI,
WY.

Licensing Dislcaimer

Equal Housing Lender