Get a Low Rate First Time Home Buyer Loan
Low Rates. Only 3.5% Down.
First Time Buyer Loans in Florida with Edge Home Loans
As a first-time home buyer, you may feel overwhelmed by the numerous options available for financing your dream home. But fear not! We are here to guide you through this exciting journey. We specialize in offering Low Rate Florida First Time Home Buyer Loans, designed specifically with YOU in mind.
Low Rates Just For You
Our commitment is simple - we want to help you achieve your homeownership dreams without breaking the bank. That's why we offer competitive rates on our first time home buyer loans. These low rates mean lower monthly payments and ultimately more savings for you!
Helping You Meet Credit Requirements
Credit score worries? Don't sweat it! With us, securing a loan isn't just about numbers on a credit report; it's about helping people make their dreams come true. Even if your credit score is as low as 580, we can still work with you towards getting that key into your hands.
FACT: According to Experian, one of the three major credit bureaus in the U.S., Florida residents have an average VantageScore of 680 – which means many Floridians meet or exceed our minimum requirement.
Fast Closings and Low Fees
Time is money – especially when buying a house! The longer it takes to close on your new property, the more costs can accumulate from inspections and appraisals or even potential increases in interest rates during extended negotiations.
That’s why speed matters at every step of our process:
Our commitment is simple - we want to help you achieve your homeownership dreams without breaking the bank. That's why we offer competitive rates on our first time home buyer loans. These low rates mean lower monthly payments and ultimately more savings for you!
Quick online application
Fast approval decisions
Expedited closing procedures
Plus - Our fees are among some of the lowest around because keeping costs down helps keep homeownership within reach for everyone.
Buy With Only 3.5% Down
Down payments can be a major hurdle for first-time home buyers. But we've got good news! You can secure your dream home with just 3.5% down payment, which is significantly lower than the traditional 20%.
Demographic Insight: The median age of first-time homebuyers in the U.S is around 32 years, according to Zillow. Many young adults are still paying off student loans and saving up for a big down payment can be challenging. A low down-payment requirement helps ease this burden.
Apply Online or Contact Us Today
Anyone looking to buy their first home in Florida can apply online or contact us today! Our application process is simple and user-friendly, making it easy for you to start your journey towards homeownership.
147 Parliament Lp #1001Lake Mary, FL 32746
(855) 744-EDGE
Copyright ©2024 | Edge Home Finance Corporation
Licensed Home Loan Experts in Florida
COMPANY NMLS #891464
BRANCH NMLS #2135961
As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC,
20580.
Edge Home Finance Corporation is a licensed mortgage broker in AL, AZ, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, WI,
WY.
