Welcome to Edge Home Loans: Your Trusted Partner for First Time Home Buyer Programs in Orlando

Are you ready to take the exciting step of becoming a homeowner in the beautiful city of Orlando, Florida? At Edge Home Loans, we specialize in helping first-time home buyers navigate the mortgage process with ease and confidence. Our dedicated team understands the unique challenges you may face, and we are here to provide the support and expertise you need to make your home ownership dreams a reality.

Why Choose Orlando for Your New Home?

Orlando, known as the “City Beautiful,” is a vibrant destination with a rich tapestry of culture, entertainment, and outdoor activities. With its warm weather year-round and an average temperature of around 72°F, Orlando offers the perfect backdrop for families and individuals alike. Whether you’re exploring the iconic theme parks like Walt Disney World and Universal Studios or enjoying the local dining scene, there’s always something to do in this lively city.

In addition to its attractions, Orlando boasts a variety of nearby businesses, parks, and schools, making it an ideal location for new homeowners. The city is home to a thriving real estate market, and with our first-time home buyer programs, you can find the perfect place to settle down.

Our First Time Home Buyer Programs

At Edge Home Loans, we are committed to making the home buying process accessible and affordable. Here’s what we offer for first-time home buyers:

• Get Qualified with Only 3.5% Down: You don’t need a large sum of money saved up to buy your first home. Our programs allow you to qualify with just 3.5% down, making home ownership more attainable.
• Low Rates for First Time Home Loans: We pride ourselves on offering competitive rates that can save you money over the life of your loan.
• Assistance with Credit Requirements: Our team will guide you through the credit requirements, helping you understand what you need to qualify. You can secure a loan with a credit score of at least 580.
• Quick Closing Times: We know that time is of the essence when buying a home. That’s why we strive to close your loan in 30 days or less, ensuring a smooth transition into your new home.
• Low Fees: We believe in transparency and affordability, which is why we keep our fees low and straightforward.

How to Get Started

Taking the first step towards home ownership can be daunting, but with Edge Home Loans, you’re not alone. We make the process simple and straightforward. Here’s how you can get started:

1. Use Our Florida Mortgage Calculator: Begin by understanding your potential monthly payments with our Florida mortgage calculator. This tool will help you estimate your costs based on different loan amounts, interest rates, and down payments.
2. Contact Us: Reach out to our friendly team at (855) 744-EDGE to discuss your options. We’ll answer all your questions and guide you through the process.
3. Apply Online: Ready to take the plunge? You can easily apply online for your first-time home buyer loan and get the process started.

Frequently Asked Questions

We understand that you may have questions about the home buying process. Here are some common inquiries we receive:

• What if I have a low credit score? With a minimum credit score of 580, you still have options. Our team can help you explore programs tailored to your needs.
• How much do I need for a down payment? Our programs require only 3.5% down, which makes it easier for first-time buyers to enter the market.
• How long does the approval process take? We work efficiently to ensure your loan is approved and closed in 30 days or less, so you can move into your new home quickly.

Why Choose Edge Home Loans?

With years of experience in the mortgage industry, Edge Home Loans is dedicated to providing personalized service to each of our clients. Our team is knowledgeable about the Orlando real estate market and the unique needs of first-time home buyers. We pride ourselves on our transparency, communication, and commitment to your success.

As you embark on this exciting journey, remember that we are here to help you every step of the way. Whether you have questions about the mortgage process, need assistance with credit requirements, or want to know more about available programs, we’re just a phone call away.

Ready to make your home ownership dreams come true in Orlando? Visit our service areas page to learn more about how we can assist you, or explore more about the beautiful city of Orlando at orlando. Don’t hesitate to reach out to us at (855) 744-EDGE or apply online today!