Your Path to Homeownership in Orlando: First Time Home Buyer Programs

Welcome to Edge Home Loans, your trusted Florida mortgage firm, dedicated to making the dream of homeownership a reality for first-time buyers in the vibrant city of Orlando. With its year-round sunny weather, beautiful parks, and a thriving community, Orlando is an ideal place to settle down and create lasting memories. Whether you’re looking to be near the exciting attractions, like Walt Disney World or Universal Studios, or prefer a quieter neighborhood, our first-time home buyer programs are designed to help you find the perfect home.

Why Choose Our First Time Home Buyer Programs?

Purchasing your first home can be an overwhelming experience, but with Edge Home Loans, it doesn’t have to be. Our specialized programs cater specifically to first-time home buyers, ensuring you receive the support and guidance you need throughout the entire process. Here are just a few of the benefits of working with us:

• Only 3.5% Down Payment: You can qualify for a mortgage with as little as 3.5% down, making homeownership more accessible.
• Competitive Rates: We offer low rates for first-time home loans, ensuring that you get the best deal possible.
• Credit Requirements Assistance: Our team will help you navigate credit requirements, so you can focus on what matters most—finding your dream home.
• Quick Closing: We understand that time is of the essence. With our efficient processes, you can close on your new home in 30 days or less.
• Flexible Credit Scores: You can qualify with a credit score of at least 580, opening the door for many first-time buyers.

Understanding the Orlando Housing Market

Orlando is not just a vacation destination; it’s a thriving city with a diverse housing market. The city is known for its friendly neighborhoods, excellent schools, and a robust job market, making it a great place for families and young professionals alike. The average home price in Orlando is competitive, and with our programs, you can find a home that fits your budget.

Did you know that Orlando is home to over 75 million visitors each year? This influx of tourism supports a vibrant economy, which in turn helps maintain property values and creates opportunities for first-time home buyers. Whether you’re looking for a cozy condo or a spacious family home, Orlando has something for everyone.

How to Get Started with Your First Home Purchase

Taking the first step towards homeownership is exciting, but it can also be daunting. Here’s how to get started with our first-time home buyer programs:

• Use Our Florida Mortgage Calculator: Before you apply, take advantage of our Florida mortgage calculator to estimate your monthly payments and understand what you can afford.
• Apply Online: Ready to take the plunge? Apply online today to begin your journey towards homeownership.
• Contact Us: Have questions? Don’t hesitate to reach out to our friendly team at (855) 744-EDGE. We’re here to help you every step of the way.

Common Questions About First Time Home Buyer Programs

We understand that you may have questions about the home buying process. Here are some frequently asked questions we receive from first-time buyers:

• What is the minimum down payment required? You can qualify for our first-time home buyer programs with as little as 3.5% down.
• What credit score do I need to qualify? A minimum credit score of 580 is required to qualify for our programs.
• How long does the application process take? Our streamlined process allows for closing in 30 days or less, so you can move into your new home quickly.
• Are there any hidden fees? We pride ourselves on transparency, so you can expect low fees with no surprises.

Local Attractions and Community in Orlando

Orlando is not just about home buying; it’s about community and lifestyle. From beautiful parks like Lake Eola Park to world-renowned attractions such as the Orlando Science Center, there’s no shortage of activities for residents. The city’s rich cultural scene includes events, festivals, and art galleries, making it a vibrant place to live.

Additionally, Orlando’s weather is perfect for year-round outdoor activities, with an average annual temperature of around 72°F. You can enjoy everything from hiking and biking to relaxing by the pool in your new backyard.

As you embark on your home buying journey, remember that Edge Home Loans is here to support you. With our experience and expertise, we’ll help you navigate the process with ease and confidence. Discover the joy of homeownership in Orlando today!

For more information about our services in different areas, visit our service areas page. Explore the opportunities that await you in this beautiful city by checking out the Orlando city page.

Ready to take the first step towards owning your dream home? Call us today at (855) 744-EDGE or apply online to get started!