Welcome to Edge Home Loans in Longwood, Florida

At Edge Home Loans, we understand that buying your first home is an exciting yet daunting experience. Our team is here to simplify the journey for first-time homebuyers in Longwood, Florida, and ensure you have the right support and resources to make informed decisions. With our specialized first-time homebuyer programs, we are committed to helping you navigate the process with ease and confidence.

Why Choose Longwood for Your First Home?

Longwood is a charming city located in Seminole County, Florida, known for its beautiful parks, friendly neighborhoods, and vibrant community spirit. With its warm weather, residents enjoy outdoor activities year-round. The city is conveniently situated near major attractions, including the bustling city of Orlando and the serene beauty of Wekiva Springs State Park. Longwood offers a variety of local businesses, restaurants, and shops that create a welcoming atmosphere for newcomers.

As a first-time homebuyer, you’ll appreciate the community’s family-friendly environment and excellent schools. It’s no wonder that many families choose to settle down in Longwood, making it an ideal location for your first home.

First Time Home Buyer Programs

At Edge Home Loans, we offer tailored programs specifically designed for first-time homebuyers. Here’s what you can expect:

• Low Down Payment: You can qualify as a first-time homebuyer with as little as 3.5% down.
• Competitive Rates: We provide low rates for first-time home loans to ensure you get the best deal possible.
• Credit Assistance: Our team will help you understand and meet credit requirements, so you can qualify with a minimum credit score of 580.
• Quick Closings: We pride ourselves on closing loans in 30 days or less, minimizing your waiting time.
• Low Fees: Our fees are competitive, ensuring you save money during your home buying process.

How to Get Started

Getting started with your first home purchase is simple! Use our Florida mortgage calculator to estimate your monthly payments and see how much you can afford. Once you’re ready, our experienced team will guide you through the application process, helping you gather the necessary documentation and answering any questions you may have.

Common Questions About First-Time Homebuyer Programs

As you embark on this exciting journey, you may have some questions. Here are some common inquiries we receive:

• What qualifies as a first-time homebuyer? Generally, a first-time homebuyer is someone who has not owned a home in the past three years. This includes individuals and couples looking to purchase their first property.
• Can I qualify with a low credit score? Yes! At Edge Home Loans, you can qualify for our first-time homebuyer programs with a credit score of at least 580.
• What are the benefits of using a mortgage firm? A mortgage firm like Edge Home Loans specializes in home financing. Our experienced team can provide personalized advice, competitive rates, and support throughout the process.
• How long does the application process take? Our goal is to close your loan in 30 days or less, making the process quick and efficient.

Longwood Community Resources

As you explore your options for homeownership in Longwood, you might find these local resources helpful:

• City of Longwood Official Website – Stay updated on local events, news, and community resources.
• Seminole County Government – Find information on county services, parks, and local businesses.
• Visit Orlando – Discover attractions, dining, and entertainment options in the nearby Orlando area.

Your Path to Homeownership Starts Here

At Edge Home Loans, we are dedicated to making your first home buying experience smooth and enjoyable. With our expertise in first-time homebuyer programs and deep understanding of the Longwood area, we are here to assist you every step of the way. Don’t let uncertainty hold you back from achieving your dream of homeownership.

Ready to take the first step? Apply online today or give us a call at (855) 744-EDGE. Your new home awaits!

For more information on all of our service areas, visit our service areas page.

Looking forward to helping you find your perfect home in Longwood!