Welcome to Edge Home Loans: Your Partner for First Time Home Buyer Programs in Lake Mary

Are you ready to take the exciting step of purchasing your first home in beautiful Lake Mary, Florida? At Edge Home Loans, we specialize in guiding first-time home buyers through the mortgage process, making it easier and more accessible for you. With our tailored programs, you can get qualified with just 3.5% down, allowing you to make your dream of homeownership a reality!

Why Choose Lake Mary for Your First Home?

Lake Mary is not just a city; it’s a community that embodies the warmth of Florida living. Known for its picturesque landscapes, friendly neighborhoods, and a vibrant local economy, Lake Mary offers an ideal setting for first-time home buyers. With an average annual temperature of 72°F, you can enjoy outdoor activities year-round. Whether it’s exploring the nearby Lake Mary Plaza or taking a stroll through the serene parks, there’s always something to do.

Additionally, Lake Mary is conveniently located near major highways, making it easy to commute to nearby cities like Orlando. Plus, with a variety of local businesses, restaurants, and entertainment options, you’ll find everything you need just a stone’s throw away. For more information about Lake Mary, visit Lake Mary’s official website.

Understanding Our First Time Home Buyer Programs

At Edge Home Loans, we are dedicated to helping you navigate the often overwhelming world of mortgages. Here’s what you can expect from our first-time home buyer programs:

• Get Qualified with Just 3.5% Down: We understand that saving for a down payment can be challenging. Our programs allow you to qualify with a minimal down payment, making homeownership more attainable.
• Competitive Rates: We pride ourselves on offering some of the most competitive rates for first-time home loans. This means you can save more over the life of your mortgage.
• Assistance with Credit Requirements: Worried about your credit score? We can help you understand the requirements and work with you to improve your credit standing if necessary.
• Close in 30 Days or Less: We value your time and aim to make the closing process as swift and efficient as possible.
• Qualification with a 580 Credit Score: If your credit score is at least 580, you could be eligible for our first-time home buyer programs.

How to Get Started

Getting started is simple! You can use our Florida mortgage calculator to estimate your monthly payments and determine what you can afford. This tool is incredibly helpful for first-time buyers who are unsure about their budget.

Once you’re ready, you can apply online for our first-time home buyer programs. Our team will review your application and guide you through the next steps.

Common Questions About First Time Home Buyer Programs

What is the minimum credit score needed to qualify?

To qualify for our first-time home buyer programs, a minimum credit score of 580 is required. If your score is below this, don’t worry! We can assist you in improving your credit.

How long does the approval process take?

We aim to close loans in 30 days or less. Our experienced team works diligently to expedite the approval process, ensuring you can move into your new home as quickly as possible.

What are the fees associated with the loan?

We pride ourselves on low fees, making the home buying process more affordable. We’ll provide you with a detailed breakdown of all costs involved, so there are no surprises.

Why Trust Edge Home Loans?

With years of experience in the Florida mortgage market, Edge Home Loans has helped countless first-time home buyers achieve their dreams of homeownership. Our knowledgeable team is here to provide personalized support and guidance throughout the entire mortgage process. We understand the local market in Lake Mary, and we’re committed to finding the best solutions tailored to your unique needs.

We know that buying your first home can be a daunting task, but with Edge Home Loans by your side, you can feel confident and supported every step of the way. Whether you have questions about the process, need assistance with paperwork, or just want to discuss your options, we’re here to help!

Ready to take the first step toward homeownership? Call us today at (855) 744-EDGE or visit our service areas page to learn more about how we can assist you.

Discover the joy of owning your first home in Lake Mary with Edge Home Loans. Let’s make your dream a reality!