Welcome to Edge Home Loans in Casselberry, Florida

Are you a first-time homebuyer looking to settle down in the beautiful city of Casselberry? You’ve come to the right place! At Edge Home Loans, we specialize in helping individuals and families like you navigate the exciting journey of purchasing your first home. With our tailored first-time homebuyer programs, we make it easier for you to achieve your dream of homeownership.

Your Pathway to Homeownership

Casselberry is not just a great place to live; it’s a community filled with charm and opportunity. With its warm Florida climate, you can enjoy outdoor activities year-round. The city is home to beautiful parks, including the popular Secret Lake Park, where you can enjoy picnics, trails, and even fishing. Plus, you’ll find a variety of local businesses, restaurants, and shopping areas that make Casselberry a vibrant place to call home.

As a first-time homebuyer, understanding your options is crucial. Here at Edge Home Loans, we offer a range of programs designed specifically for first-time buyers. Here’s how we can help:

• Low Down Payment Options: You can get qualified with just 3.5% down, making homeownership more accessible.
• Competitive Rates: We offer low rates for first-time home loans to ensure that you get the best deal possible.
• Credit Support: Don’t worry if your credit isn’t perfect. We help you understand credit requirements and improve your score.
• Quick Closing: We aim to close your loan in 30 days or less, minimizing the stress of the home-buying process.
• Flexible Qualification: You can qualify with a credit score of at least 580, making it easier for you to take that first step.

Understanding First-Time Home Buyer Programs

First-time homebuyer programs are designed to assist individuals who are purchasing their first home. These programs can provide financial assistance, lower interest rates, and other benefits that make homeownership more attainable. Here are some common questions we often hear:

What is a first-time homebuyer program?

A first-time homebuyer program is a government or private initiative that provides support to individuals purchasing their first home. This support can include down payment assistance, lower interest rates, and special loan terms.

Do I qualify for a first-time homebuyer program?

Qualification criteria can vary, but generally, you must meet certain income limits and credit score requirements. At Edge Home Loans, we help you navigate these criteria, ensuring you understand what you need to qualify.

What documents do I need to apply?

To apply for a first-time homebuyer loan, you typically need:

• Proof of income (pay stubs, tax returns)
• Credit history
• Identification (driver’s license, social security number)
• Details about your debts and assets

The Casselberry Advantage

Choosing to buy a home in Casselberry comes with numerous advantages. The city is known for its friendly community atmosphere and excellent schools, making it an ideal location for families. Additionally, Casselberry is conveniently located near major highways, giving you easy access to nearby attractions like Orlando’s theme parks and the beautiful beaches of Florida’s east coast.

As a local mortgage firm, we understand the unique aspects of the Casselberry housing market. Our experience in the area allows us to provide insights and guidance that are tailored to your needs. We are committed to making your home-buying experience as smooth as possible.

Calculate Your Mortgage

Curious about what your monthly payments might look like? Use our Florida mortgage calculator to get a quick estimate of your potential mortgage payments. It’s a great tool to help you budget and plan for your new home.

Get Started Today!

Ready to take the next step towards homeownership in Casselberry? Our team at Edge Home Loans is here to assist you every step of the way. We pride ourselves on our personalized service and commitment to helping you find the best mortgage solution.

Don’t let the complexities of home buying hold you back. Reach out to us today at (855) 744-EDGE or apply online to get started on your journey to homeownership. We’re excited to help you make your dream a reality!

For more information about our services and other areas we serve, visit our service areas page. And to learn more about Casselberry, check out the official Casselberry website for local events and resources.