Your Trusted FHA Loan Pre-Approval in Casselberry, Florida

Welcome to Edge Home Loans, your reliable partner for FHA loan pre-approval in Casselberry, Florida. Whether you’re a first-time homebuyer or looking to refinance, we understand that navigating the mortgage landscape can be daunting. That’s where we come in! Our friendly and knowledgeable team is here to guide you every step of the way, making the process as smooth as possible.

Why Choose an FHA Loan?

FHA loans are a popular choice among homebuyers, especially in Florida, due to their favorable terms. Here are some key benefits:

• Low Down Payment: With only 3.5% down, you can secure your dream home without breaking the bank.
• Competitive Rates: Our FHA loans come with attractive interest rates, helping you save money over the life of your loan.
• Flexible Credit Requirements: You can qualify with a minimum credit score of 580, making homeownership accessible to more people.
• Quick Closing: We aim to close your loan in 30 days or less, so you can move into your new home quickly.
• Low Fees: We pride ourselves on transparency, with low fees that won’t surprise you at closing.

Casselberry: A Great Place to Call Home

Casselberry is a charming city located in Seminole County, just north of Orlando. Known for its beautiful parks and family-friendly atmosphere, it’s no wonder that many are choosing to settle down here. The city enjoys a warm subtropical climate, which means you can enjoy outdoor activities year-round. Whether you love spending time at Casselberry’s parks or exploring local businesses, there’s something for everyone.

Nearby attractions like the Casselberry Golf Club and Park Avenue Mall offer plenty of recreational and shopping opportunities. The sense of community is strong here, and we are proud to be a part of it.

Understanding FHA Loan Pre-Approval

Getting pre-approved for an FHA loan is a crucial step in the home buying process. It shows sellers that you are a serious buyer and gives you a clear picture of what you can afford. Here’s how the pre-approval process works:

• Application: Start by filling out our online application. This will provide us with essential information about your financial situation.
• Documentation: We’ll guide you on the necessary documents, such as proof of income, tax returns, and credit history.
• Review: Our team will review your information and assess your eligibility for an FHA loan.
• Pre-Approval Letter: Once approved, you’ll receive a pre-approval letter that outlines the loan amount you qualify for.

Common Questions About FHA Loan Pre-Approval

As you consider the FHA loan pre-approval process, you may have some questions. Here are a few common inquiries:

What is the minimum credit score for an FHA loan?

You can qualify for an FHA loan with a credit score of at least 580. If your score is lower, you may still be eligible with a higher down payment.

How long does the pre-approval process take?

Typically, the pre-approval process can be completed within a few days. Our efficient team works hard to ensure you get your pre-approval letter as quickly as possible.

Are there any additional costs associated with FHA loans?

While FHA loans have low fees, there may be additional costs such as mortgage insurance premiums. We’ll make sure you understand all potential costs upfront.

Using Our Florida Mortgage Calculator

To help you get a better understanding of your potential mortgage payments, we invite you to use our Florida mortgage calculator. This tool allows you to input different loan amounts, interest rates, and down payments, giving you a clearer picture of what to expect.

Let Us Help You Take the Next Step

At Edge Home Loans, we are committed to helping you achieve your homeownership dreams. With our extensive experience in the Florida mortgage market, we are well-equipped to assist you through the FHA loan pre-approval process. Don’t let the mortgage process overwhelm you—reach out to us today!

If you’re ready to get started, apply online for your FHA loan pre-approval. You can also call us at (855) 744-EDGE for any questions or to speak with one of our friendly mortgage experts.

For more information about our services and other areas we serve, visit our service areas page. To learn more about Casselberry, check out our dedicated page at casselberry.